Before embarking on your self-build project, you will need to make sure your site insurance's are in place. This insurance is made up of Public Liability, Employers Liability and Contractors All Risk.
Public liability will cover you for any claim made against you by a third party who suffers injury or loss as a direct result of your project. This covers people visiting your site, lawfully or unlawfully. Employer's liability covers you for any claim made by someone working on your site. The contractors all risk part of the policy covers you for such things as vandalism, theft, storm or flood damage.
Many site insurance's do not cover you as an individual, so remember to take out a separate policy to cover personal accident.
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