Credit Score Questions
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How does my credit rating effect the amount of money I can borrow, and what factors will influence my credit score?
Different lenders would use different criteria in order to determine how much capital they are prepared to release for borrowing, whether it is in order to buy a house, for a personal loan, overdrafts or credit cards. These factors may include your credit history, how long you have stayed with your employer, or at your current address; your income, your job type, your age and relationship status.
- Length of stay at current address
- Length of time with current employer
- Type of employment contract
- Your salary
- Your Outgoings
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