Royal Bank of Scotland

The Royal Bank of Scotland is one of the world's leading financial service providers and one of the oldest banks in the UK. The Royal Bank can trace its roots back to the sixteenth century through the amalgamation of more than 200 private and joint stock banks which comprise its past and present constituents.

Following the takeover of National Westminster Bank in 2000, the Group has continued to grow its business around the globe and, in addition to its UK presence, it has offices in Europe, the USA and Asia.

There are different types of RBS mortgages and they include the following ways of structuring your repayments:

            ▪  Fixed rates giving you certainty on your monthly repayments

            ▪  Discounted mortgages give you breathing space in the early years

            ▪  Flexible mortgages that allow you to make over-payments or take payment holidays.