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Co-operative launches new fixed-rate mortgage
Thu, 04 Mar 2010
The Co-operative Financial Services has launched a new two-year fixed-rate mortgage, which will be available to customers through both the Co-operative Bank and Britannia .

The new mortgage product, which has two options and was made available yesterday (March 3rd), is based on the borrower's required loan-to-value (LTV) .

The first option is available at 3.19 per cent up to 75 per cent LTV, while the second option is on offer at 4.49 per cent at up to 85 per cent LTV.

Both deals include an arrangement fee of £999, and John Hughes, business leader of retail products at the Co-operative, stated that the new mortgage product provides consumers with "even more choice".

"Furthermore, the mortgages are available through all of our channels including both branch networks, online and on the telephone - so our customers can also choose the channel which best suits their needs," he said.

Meanwhile, the Council of Mortgage Lenders recently claimed that the majority of consumers under the age of 30 require financial help from a parent or relative to get on to the housing ladder.

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