The largest mortgage lender in the UK, Halifax, have announced that they will pull many of their tracker mortgages off the market. After passing the interest rate cut to mortgage borrowers earlier this week, Halifax pulled a number of tracker loans off the market at the end of the day on Friday.
The news follows a range of rate adjustments following the Bank of England base interest rate decision. Abbey increased all tracker home loan deals by 0.5 per cent, for new customers. Nationwide are reportedly not passing the interest rate cut to borrowers through their standard variable rate .
The head of mortgage PR at the Halifax, Heather Small, reportedly commented: "Even ahead of Wednesday's 0.50 per cent decrease in the Bank of England base rate, competitors were making significant changes to their tracker ranges. Following Wednesday - those organisations that have failed to pass on the BBR have effectively widened their margins by up to 50bps. To ensure we continue to write a proportionate amount of new business we will be removing a number of trackers at close of business on Friday evening. Our fixed rates remain unchanged and we will review our trackers next week."
Halifax cut tracker mortgages
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Halifax cut tracker mortgages
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