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Good mortgages still on offer

Thu, 08 May 2008

There is a still a wide range of mortgages available to those with good credit ratings, one expert believes.

Graham Beale, Nationwide's chief executive, claims that those who are reliable and sensible with their money should still be able to find suitable mortgage, reports the Daily Mail.

However, he added that mortgage lenders are more cautious than in the past and because of this deal are now more expensive.

Mr Beale also thinks that customers hoping to get a "super-size" mortgage should not hold their breath.

"I can't see 100 per cent loan-to-value loans returning in the market in the medium term - let alone the short term," he told the newspaper.

Last week, Michael Coogan, director-general of the Council of Mortgage Lenders stated that so far the credit crunch has not had a massive impact on the personal finances of mortgage holders .

He believes that people who have recently come off fixed-rate deals have so far coped well with their higher mortgage payments.
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