"A single person with a single wage will find it impossible" to get a mortgage, it has been claimed.
David Kuo, head of personal finance at Fool.co.uk, explained that as property prices are so high, people would have obtain a mortgage worth ten times the average salary in some parts of the UK - something that is not feasible.
For this reason, Mr Kuo suggested that people might want to team up in their hunt for a mortgage.
He said: "Two people, when they club their finances together, will find it a lot easier and will find [that they have] a lot more choice.
"Sometimes it's not a question of getting on the housing ladder; it's a question of finding a house that you would like to buy - not just one that you can afford to buy."
On Monday, Malcolm Harrison of the Association of Residential Letting Agents said that buy-to-let landlords are not pricing first time buyers out of the housing market as the two groups tend to go for different kinds of properties .
