Yorkshire Building Society has offered a number of new tracker mortgages, some of which are available with a "Christmas bonus".
The bonus, which is available for borrowers who find a remortgage with the company before December 25th, offers £200 cashback, free legal fees and a refund of valuation fees.
Several fixed-rate mortgages have been made available with the bonus, including a two-year package with a rate of 4.74 per cent and a three-year deal at 4.89 per cent.
In addition, two other new mortgages are available without the bonus, a five-year and ten-year tracker, both of which have a rate of 5.09 per cent.
David Heshon, product development manager at Yorkshire Building Society, commented: "With much speculation about interest rates rising before the year end and possibly again during 2007 we have seen an increase in the popularity of fixed-rate mortgages indicating that security of payments is a priority for today’s homeowners."
However, Julia Harris, a mortgage analysts at Moneyfacts, recently warned that applying for a long-term fixed-rate mortgage can be a "gamble", due to possible economic and household fluctuations.
