Kensington Mortgages has launched three new deals, targeting self-certification, mainstream and buy-to-let borrowers.
The mortgages are initially available through selected packagers and brokers, which the company states will ensure high service levels.
Available are two-year tracker, three-year tracker and two-year fixed-rate mortgages, which Kensington Mortgages believes offer "unique features" and a "fast" online applications system.
Alison Hutchinson, managing director of the company, comments: "Packagers, networks, mortgage clubs and brokers have all told us that these are the type of mortgages they want to be able to offer their clients, alongside the traditional specialist mortgages for which we are known."
She adds that the mortgages are "specialist solutions for prime customers with specialist needs who are not necessarily being well-catered for elsewhere".
Furthermore, Ms Hutchinson states that Kensington’s mortgages are competitive and transparent, while borrowers benefit from dedicated, award winning customer service.
The buy-to-let mortgage offers 90 per cent loan-to-value for up to 125 per cent of monthly rental income validated by a letting agent, or up to 75 per cent loan-to-value with no validation.
Buy-to-let borrowers have recently been warned by Moneyfacts that they could face fines of up to £20,000 if they do not comply with new guidelines for houses of multiple occupation.
Kensington mortgages target prime borrowers
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Kensington mortgages target prime borrowers
Mon, 10 Jul 2006
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