Britannia Building Society's intermediary mortgage lender has launched an innovative buy-to-let mortgage.
Platform is now offering a self-certification buy-to-let mortgage that does not use rental income as a consideration for assessing repayment capability.
The House Plus mortgage applicant will only need to certify that their income will be sufficient to cover repayment of both the buy-to-let mortgage and their residential mortgage.
A lifetime tracker mortgage and two fixed rate deals over two and three years are available. The mortgage rates start from 5.79 per cent on a mortgage with up to 85 per cent loan to value.
No higher lending charge or early repayment overhang charges apply.
Platform's head of marketing, Paul Hunt, believes that this self-certification buy-to-let mortgage will be "extremely popular" with mortgage intermediaries.
"Coupled with our online decision facility, 'clickdecision', we feel that House Plus yet again demonstrates Platform's commitment to delivering highly competitive specialist mortgage products to the intermediary market," Mr Hunt says.
The buy-to-let mortgage can only be taken out on one property and is not available to first-time buyers.
Britannia launches self-cert buy-to-let mortgage
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Britannia launches self-cert buy-to-let mortgage
Mon, 05 Dec 2005
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