More exclusive poor credit mortgages have become available from em-homeloans, working with First National.
A maximum loan to value of 85 per cent is available on poor credit mortgages for those with light to medium adverse credit problems.
This deal is for a two-year fixed period and has a mortgage rate of 6.59 per cent, reports Mortgage Introducer.
Those with more serious adverse credit problems can apply for a poor credit mortgage with a loan to value of up to 85 per cent. This mortgage charges a mortgage rate of 6.44 per cent over two years.
First-time buyers can apply for a two-year discount mortgage at a mortgage rate of 5.94 per cent. The loan to value for this deal is 95 per cent.
The mortgage packager's operations manager, Simon Mouncher, says these poor credit mortgages are "fantastic exclusives".
He points out that all these mortgages receive free valuations and that no application fees apply.





