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Financial Services > Mortgages > Mortgage Trends > Average UK Deposit (%)

Average UK Deposit Trends for 2006/2007 (%)

This map displays average deposit trends for 2006/2007 as a percentage for purchases in 2006/2007 by UK postcode.

Purchases includes first time buyers and buy to let enquiries.

To view a similar map with average deposit values in GBP sterling, please see this map.

Key (%)
  < 9   9-9.5   9.5-10   10-10.5   10.5-11   11-11.5
  11.5-12   12-12.5   12.5-13   13-13.5   13.5-14   14-14.5
  14.5-15   15-15.5   15.5-16   16-16.5   16.5-17   >17

Average Deposit Highlights

Key points on interest from the map above.

  • The average deposit on a mortgage was 23.8% in 2006, rising to 25.9% in 2007%, an increase of 8.8%.
  • Greater London saw a sharp increase in deposit as a percentage of the mortgage from 2006 to 2007 at 29%.
  • Birmingham seeing a slightly above average increase of 11% increase.
  • The West Midlands, Greater Manchester and Lancashire all saw a well above average 19% increase in average percentage deposit over 2006-2007.
  • Edinburgh saw an increase in average percentage deposit paid from 2006 to 2007 of just 2%
  • Glasgow, on the other hand, saw an increase of 14%.

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