Average Loan to Value in Scotland
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Average Loan to Value in Scotland
This map displays the average loan to value for purchases in Scotland only for the years 2006 to 2007. The map is broken down by postcode.
For a more in depth analysis of loan to value in the whole of the UK, the UK average loan to value map may be of interest.
Purchases includes first time buyers and buy to let enquiries.
| <80 | 80-81 | 81-82 | 82-83 | 83-84 | 84-85 | ||||||
| 85-86 | 86-87 | 87-88 | 88-89 | 89-90 | 90-91 | ||||||
| 91-92 | 92-93 | 93-94 | 94-95 | >95 | |||||||
Scottish Average LTV Highlights
- The average loan to value ratio fell from 86.07% in 2006 to 85.79 in 2007, a decrease of 0.33%
- The Scottish Borders saw a below average decrease in average LTV of 9% between 2006 and 2007, with East Ayrshire seeing a below average decrease of 7%.
- The Orkney Islands saw an increase in average LTV at 10% over 2006-2007 (from 78% LTV in 2006 to 86% LTV in 2007), as did the Western Isles at 11% (from 81% LTV in 2006 to 90% LTV in 2007) and Perth and Kinross at 5% (from 81% LTV in 2006 to 85% LTV in 2007).
- The average LTV remained the same in Edinburgh , at 84% both years running, with Glasgow experiencing a below average LTV (a decrease of 2.2%).
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