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The One Account

The One Account is part of the Royal Bank of Scotland Group, one of Europe’s leading financial services groups.

The One Account makes your money work harder for you. It can help you repay your mortgage early, save you money and give you the financial freedom to bring your 'one day' that bit closer.

The idea is of the One Account is that it makes your money work harder to reduce the amount of interest you pay on your borrowing.

Basically it can reduce the interest you pay on your mortgage by offsetting your savings against your borrowing.

Just by paying your income and savings into the same account as your mortgage you're reducing your mortgage balance, so you only pay interest on the lower amount.

This could save you money over time.

The One Account Mortgage Products
   

The idea is of the One Account is that it makes your money work harder to reduce the amount of interest you pay on your borrowing. Basically it can reduce the interest you pay on your mortgage by offsetting your savings against your borrowing.

Just by paying your income and savings into the same account as your mortgage you're reducing your mortgage balance, so you only pay interest on the lower amount. This could save you money over time.

The One account is like a normal current account so you can get hold of your cash anytime you like. It's the same with your savings – when you need them, they’re there.

Because the One Account is flexible, you can overpay to clear your mortgage quicker, or underpay or even take a break from your payments if you need to.

As long as you repay your mortgage by the time you retire and stay within your borrowing limit, how you run your account is up to you. One Account only offer one type of mortgage set at a rate that depends on the size of you loan and your current financial status.

If you are interested in a mortgage quotation including those offered by the One Account please complete our quick enquiry form.

Current One Account Mortgage Offers

All copyright and trademarks are respected and the property of the company described herein. Mortgages.co.uk and Financial Services Net Ltd is not connected with, nor represents, the company described in this directory.

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