Natwest

Offset Flexible: your rate will be set at a variable rate for the ‘life’ of your mortgage. Your mortgage will be offset against your current and up to 3 savings accounts. There is an arrangement fee. You can make overpayments and subsequently make underpayments and even take payment holidays. There is no early repayment charge.

NatWest One: you combine all of your banking into one account. This means that you borrow and save through the same account. Your interest rate will depend on how much you want to borrow compared to how much the property will cost. There is no early repayment charge.

Discounted Variable Rate: your initial discount rate is set off NatWest’s standard variable rate for an agreed period. NatWest has discount mortgages for 1 and 2 years. Your interest rate will also depend on how much you want to borrow compared to how much the property will cost. After the discount rate period your mortgage reverts to NatWest’s standard variable rate. An early repayment charge applies.

You can repay up to 10% of your mortgage annually without incurring an early repayment charge. An arrangement fee is payable.

Fixed Rate: your initial rate is fixed for an agreed period. NatWest have fixed rate mortgages for 2, 3 and 5 years. Your interest rate will also depend on how much you want to borrow compared to how much the property will cost. After the fixed rate period your mortgage reverts to NatWest’s standard variable rate. An early repayment charge applies. An arrangement fee is payable.

100% Mortgage: you can apply for a mortgage of up to £175,000 without having to raise money for a deposit. You can choose from a fixed or discount rate. You can swap to another mortgage product if your LTV falls to 95% or less. Your rate will revert to NatWest’s standard variable rate after the deal period is over.

An early repayment charge applies. A reservation fee is payable.

If you are interested in a mortgage quotation including those offered by the NatWest please complete our quick enquiry form.