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National Counties

The origins of National Counties can be traced to 1896. From its Church Street, Epsom headquarters, the Society serves over 43,000 customers throughout the UK.

It has reserves of over £100 million and Assets of almost £850 million.

National Counties Building Society is committed to independent development as a mutual organisation and it is run for the benefit of its customers.

National Counties has the following types of mortgages:

  • Standard Variable Rate
  • Fixed
  • Tracker
  • Flexible
  • Residential Investment
  • Adaptable Lifetime Mortgage

National Counties Mortgage Products
   

Standard Variable Rate: your rate will be set at the Society’s standard variable rate for the whole of your mortgage term.

Fixed: your mortgage will be set for an agreed period at a fixed rate. After the fixed rate period has finished your mortgage will revert to the Society’s standard variable rate. An early repayment charge applies.

Tracker: your initial rate will be set according to the Bank of England Base Rate for 5 years. After the tracker rate period has finished your rate will revert to the Society’s standard variable rate. An early repayment charge applies.

Flexible Mortgage: this is set at a one year discount off the Society’s standard variable rate. After the flexible rate period has finished your rate will revert to the Society’s standard variable rate.

An early repayment charge applies.

You can make overpayments or underpayments or even take a payment holiday (as long as you have previously made enough overpayments).


Residential Investment: you can choose between 3 types of mortgage product:

  • Variable Base
  • Fixed Rate
  • 5 Yr BoE rate tracker

After the initial rate has finished your mortgage will revert to the Society’s residential investment standard variable rate.

National Counties also have the following types of re- mortgages:

  • Standard Variable Rate
  • Fixed
  • Tracker
  • Flexible
  • Residential Investment

If you are interested in a mortgage quotation including those offered by the National Counties please complete our quick enquiry form.

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