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Kensington Mortgages

ABOUT Kensington Mortgages

Kensington Mortgages provides mortgages to borrowers that fall outside the lending criteria of traditional lenders.

It was founded in 1995 and in November 2000, Kensington Mortgages as part of Kensington Group, achieved plc status and became the first stock exchange listed company in the specialist mortgage sector.

By November 2004 it had lent more than £7.9 billion to over 87,000 customers.

One in five people in the UK find it difficult to get a mortgage. Kensington Mortgages specialise in helping people who are self-employed, have irregular income or who have had credit problems in the past.

Kensington Mortgages provides mortgages through intermediaries to borrowers who fall outside the lending criteria of traditional lenders. Products are also available for Buy to Let and Right to Buy and all have self-certification of income options.

Kensington Mortgages Mortgage Products

You need to go through an intermediary to actually obtain a Kensington Mortgage but below is a summary of the types of mortgage they offer: Discount Fixed Capped Variable Re-mortgage Your rate will also depend on which risk category you are put in. This will be determined by a number of factors that will be explained to you but they include your advance, whether your income is verified of self-certified, if you have had previous CCJs (County Court Judgements) or Bankruptcies or other outstanding loans. Depending on your financial history and current status Kensington Mortgages will bracket you in one of the following categories: Near Prime Very Low Adverse Low Adverse Medium Adverse High Adverse

Kensington Mortgages Mortgage Products

You need to go through an intermediary to actually obtain a Kensington Mortgage but below is a summary of the types of mortgage they offer:

Discount
Fixed
Capped
Variable
Re-mortgage

Your rate will also depend on which risk category you are put in. This will be determined by a number of factors that will be explained to you but they include your advance, whether your income is verified of self-certified, if you have had previous CCJs (County Court Judgements) or Bankruptcies or other outstanding loans.

Depending on your financial history and current status Kensington Mortgages will bracket you in one of the following categories:

Near Prime
Very Low Adverse
Low Adverse
Medium Adverse
High Adverse

Current Kensington Mortgages Mortgage Offers
There are currently no mortgage offers from Kensington Mortgages.

Kensington Mortgages Mortgage News
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