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Intelligent Finance

ABOUT Intelligent Finance (IF)

Intelligent Finance was launched in 2000.

It is a division of Halifax plc, Intelligent Finance offers a range of banking services available over the phone or online.

Halifax is part of HBOS group along with the Bank of Scotland.

Intelligent Finance offers the following types of mortgages:

Offset Mortgages
Tracker Rate Mortgages
Fixed Rate Mortgages

Browse the mortgage offers from Intelligent Finance below, including variable, base rate, fixed, tracker and other mortgage types.

Intelligent Finance Mortgage Products

Offset Tracker Rate: your initial rate tracks the Bank of England Base Rate and is set above it for an agreed period. Your rate will also depend on which tracker product you choose and how much you want to borrow. After the tracker period has finished your mortgage reverts to the Intelligent Finance standard variable rate. There are no early repayment charges. An arrangement fee is applicable. You can make overpayments when you want. Interest is calculated on a daily basis. The offset feature of this mortgage allows you to link your mortgage to your current and savings accounts. Your mortgage balance is offset against the interest on your savings and current accounts. The amount you can offset is unlimited. You can also apply for an offset fixed rate mortgage. The initial rate is fixed for 3 years and then reverts to the Intelligent Finance standard variable rate. All offset mortgages are portable. Tracker Rate: your initial rate tracks the Bank of England Base Rate and is set above it for an agreed period. Your rate will also depend on which tracker product you choose and how much you want to borrow. After the tracker period has finished your mortgage reverts to the Intelligent Finance standard variable rate. There are no early repayment charges. An arrangement fee is applicable. All tracker mortgages are portable. Interest is calculated daily. Fixed Rate: your initial rate is fixed for an agreed period. After the fixed period has finished your mortgage reverts to the Intelligent Finance standard variable rate. Early repayment charges are applicable. An arrangement fee is applicable. All fixed mortgages are portable. Interest is calculated daily. If you are interested in a mortgage quotation including those offered by Intelligent Finance please complete our quick enquiry form.

Intelligent Finance Mortgage Products

Offset Tracker Rate: your initial rate tracks the Bank of England Base Rate and is set above it for an agreed period. Your rate will also depend on which tracker product you choose and how much you want to borrow. After the tracker period has finished your mortgage reverts to the Intelligent Finance standard variable rate.

There are no early repayment charges. An arrangement fee is applicable. You can make overpayments when you want. Interest is calculated on a daily basis.

The offset feature of this mortgage allows you to link your mortgage to your current and savings accounts. Your mortgage balance is offset against the interest on your savings and current accounts. The amount you can offset is unlimited.

You can also apply for an offset fixed rate mortgage. The initial rate is fixed for 3 years and then reverts to the Intelligent Finance standard variable rate. All offset mortgages are portable.

Tracker Rate: your initial rate tracks the Bank of England Base Rate and is set above it for an agreed period. Your rate will also depend on which tracker product you choose and how much you want to borrow. After the tracker period has finished your mortgage reverts to the Intelligent Finance standard variable rate.

There are no early repayment charges. An arrangement fee is applicable. All tracker mortgages are portable. Interest is calculated daily.

Fixed Rate: your initial rate is fixed for an agreed period. After the fixed period has finished your mortgage reverts to the Intelligent Finance standard variable rate.

Early repayment charges are applicable. An arrangement fee is applicable. All fixed mortgages are portable. Interest is calculated daily.

If you are interested in a mortgage quotation including those offered by Intelligent Finance please complete our quick enquiry form.

Current Intelligent Finance Mortgage Offers

Intelligent Finance Mortgage News
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Intelligent Finance reduce offset mortgage rates Intelligent Finance moves to mortgage rate cuts Intelligent Finance offset mortgage kicks off Intelligent Finance reviews mortgage range Offset mortgages from Intelligent Finance

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