Dunfermline Building Society Mortgage Lender

Mortgage Guides

Mortgage Types

Mortgage Tools

Financial Services > Mortgages > Mortgage Lenders > Dunfermline Building Society

Dunfermline Building Society

ABOUT Dunfermline BS

Established in 1869, Dunfermline Building Society is Scotland’s largest building society and plays an important part in the savings and mortgage market in Scotland.

Over the years it has merged with over 20 different building societies.

It is a mutual organisation and today it has assets of nearly £2 billion and a network of 33 branches and 41 agencies throughout Scotland.

It has the following types of mortgages:

Discount
Tracker
Lifetime
Standard Variable Rate
Buy to Let
Shared Ownership

Dunfermline Building Society Mortgage Products

Discount: your mortgage rate will be set at a discount off the Society’s standard variable rate for a 2 year period. There are two options. The first, with a higher discount rate, is direct and has to be conducted directly through a Dunfermline branch. The second has a cash back option but is set at a lower discount rate. An arrangement fee is applicable. An early repayment charge will apply during the discount period.
Tracker: your mortgage rate is linked to the Bank of England base rate. It is set above the Bank base rate for the whole term of the mortgage. This type of mortgage also has a cash back option. An arrangement fee is applicable. An early repayment charge will apply.
Lifetime: this mortgage product is called ‘resteasy’ – it is set at a variable rate for the first 2 years and then reverts to the Society’s standard variable rate for the rest of the mortgage term. This product is only available to people over the age of 50yrs. This mortgage has a cash back option. An early repayment charge will apply. Standard Variable Rate: your rate will be set at the Society’s standard variable rate for the whole mortgage term. There is no arrangement fee. An early repayment charge will apply.
Buy to Let: Dunfermline has two different Buy to Let mortgages. The first is a 2 year fixed rate mortgage. After the fixed rate period has finished the mortgage will revert to the Society’s standard variable rate. An arrangement fee is applicable. An early repayment charge will apply during the fixed rate period. The second option is a full term Buy to Let tracker mortgage that is linked to the Bank of England base rate. It is set above this rate for the whole term. There is no arrangement fee. An early repayment charge will apply. Shared Ownership: this mortgage is designed to finance the purchase of a home for the borrower by sharing the cost of the mortgage with a Housing Association. Your rate is set at the Society’s standard variable rate for the whole mortgage term. There is no arrangement fee. An early repayment charge will apply. If you are interested in a mortgage quotation including those offered by Dunfermline Building Society please complete our quick enquiry form.

Dunfermline Building Society Mortgage Products

Discount: your mortgage rate will be set at a discount off the Society’s standard variable rate for a 2 year period. There are two options. The first, with a higher discount rate, is direct and has to be conducted directly through a Dunfermline branch. The second has a cash back option but is set at a lower discount rate.

An arrangement fee is applicable. An early repayment charge will apply during the discount period.

Tracker: your mortgage rate is linked to the Bank of England base rate. It is set above the Bank base rate for the whole term of the mortgage. This type of mortgage also has a cash back option.

An arrangement fee is applicable. An early repayment charge will apply.

Lifetime: this mortgage product is called ‘resteasy’ – it is set at a variable rate for the first 2 years and then reverts to the Society’s standard variable rate for the rest of the mortgage term. This product is only available to people over the age of 50yrs. This mortgage has a cash back option.

An early repayment charge will apply.

Standard Variable Rate: your rate will be set at the Society’s standard variable rate for the whole mortgage term.

There is no arrangement fee. An early repayment charge will apply.

Buy to Let: Dunfermline has two different Buy to Let mortgages. The first is a 2 year fixed rate mortgage. After the fixed rate period has finished the mortgage will revert to the Society’s standard variable rate.

An arrangement fee is applicable.

An early repayment charge will apply during the fixed rate period.

The second option is a full term Buy to Let tracker mortgage that is linked to the Bank of England base rate. It is set above this rate for the whole term.

There is no arrangement fee. An early repayment charge will apply.

Shared Ownership: this mortgage is designed to finance the purchase of a home for the borrower by sharing the cost of the mortgage with a Housing Association. Your rate is set at the Society’s standard variable rate for the whole mortgage term.

There is no arrangement fee. An early repayment charge will apply.

If you are interested in a mortgage quotation including those offered by Dunfermline Building Society please complete our quick enquiry form.

Current Dunfermline Building Society Mortgage Offers

Dunfermline Building Society Mortgage News
	Back to Mortgage Lenders
There are no mortgage articles relating to Dunfermline Building Society in the mortgage news archive.

All copyright and trademarks are respected and the property of the company described herein. Mortgages.co.uk and Financial Services Net Ltd is not connected with, nor represents, the company described in this directory.

mortgages news
Mortgage adviser fined almost a million - Fri, 16 May 2008
Incentives not vital to mortgage customers, expert claims - Fri, 16 May 2008
Mortgage holders told to keep calm over negative equity - Fri, 16 May 2008
More News

Dunfermline Building Society

Mortgage Quote Line

0845 108 0505

Mortgage Guides

Mortgage Guides

Mortgage Types

Mortgage Tools

Dunfermline Building Society

Mortgage Rates by Lender

Free Mortgage Quote

Mortgages in Scotland

Equity Release

Switching Mortgages

Home Reversion Plans

Commercial Mortgages

Arrears & CCJs?

Protect Your Mortgage

Mortgage Newsletter