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Direct Line

Direct Line was founded in April 1985.

In less than two decades it has built an organisation of over 9,000 employees, offering six main products to more than five million customers across the UK and in Europe.

Direct Line has two types of mortgage:

  • Fixed Rate
  • Discount Rate

Browse Direct Line mortgage offers below, where you can browse the mortgage offers by type (including fixed, variable, tracker).

Direct Line Mortgage Products
   

Fixed Rate: your initial rate will be fixed for an agreed period of time. Direct Line has mortgages that are fixed for 2, 3 and 5 year rates. After the fixed rate period has finished your mortgage will revert to a standard variable rate.

You can take advantage of Direct Line’s overpay option. You can overpay up to 10% of the initial borrowing a year during the fixed rate period. An early repayment charge will apply if you repay more than 10% of the mortgage in the fixed rate period. Interest is calculated daily. An arrangement fee applies.

Discount Rate: your initial rate is set at a discount for a 2 year period. After this period your rate will be set above the Bank of England Base Rate for the rest of the mortgage term. You can take advantage of Direct Line’s overpay option. You can overpay up to 10% of the initial borrowing a year during the discount rate period.

An early repayment charge will apply if you repay more than 10% of the mortgage in the fixed rate period. Interest is calculated daily. An arrangement fee applies.

To encourage you to switch lenders (re-mortgage) Direct Line has incentives. These include:

  • They will pay for your valuation.
  • They will pay for your legal fees.
  • You can overpay.

If you are interested in a mortgage quotation including those offered by Direct Line please complete our quick enquiry form.

Current Direct Line Mortgage Offers

All copyright and trademarks are respected and the property of the company described herein. Mortgages.co.uk and Financial Services Net Ltd is not connected with, nor represents, the company described in this directory.

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