The Derbyshire

Fixed Rate: your initial rate will be fixed for an agreed period. The Derbyshire has fixed rate mortgages for 2, 5 and 10 years. After the fixed rate period has finished your mortgage will revert to the Society’s standard variable rate.

Early repayment charges apply. Interest is calculated daily. There is no higher lending charge. You can make overpayments of up to 10% of the loan per year without incurring an early repayment charge. An application fee applies.

Discounted: your rate will be set a discount off the Society’s standard variable rate for 3 years. The amount you can afford to put down as a deposit will affect your discount rate. After the discount period your mortgage will revert to the Society’s standard variable rate.

Early repayment charges apply. Interest is calculated daily. There is no higher lending charge. You can make overpayments of up to 10% of the loan per year without incurring an early repayment charge. An application fee applies.

Capped: your mortgage rate is capped for 5 years and cannot go above a determined rate. Your initial rate is set just above the Bank of England Base Rate for 5 years. After the capped rate has finished your mortgage will revert to the Society’s standard variable rate.

Early repayment charges apply. Interest is calculated daily. There is no higher lending
charge.

You can make overpayments of up to 10% of the loan per year without incurring an early repayment charge. An application fee applies.

Flexible Tracker: your initial rate is set just above the Bank of England Base Rate for 3 years. After the tracker rate period has finished the mortgage will switch to a higher rate above the Bank of England Base Rate.

There are no early repayment charges. You can make overpayments and underpayments and even take payment holidays. Interest is calculated daily.

If you are interested in a mortgage quotation including those offered by Derbyshire Building Society please complete our quick enquiry form.

The Derbyshire also has the following re-mortgage offers:

• Flexible Tracker
• Fixed Rate

Flexible Tracker: your initial rate is set just above the Bank of England Base Rate for the first 3 years. After the tracker period has finished the mortgage will revert to a higher charge above the Bank of England Base Rate.

There is no early repayment charge. There is no application fee. Interest is calculated daily. You can make overpayments and underpayments and even take payment holidays.

Fixed Rate: your initial rate is fixed for the first 3 years. After the fixed rate period has finished your mortgage will revert to the Society’s standard variable rate.

Early repayment charges apply. There is no application fee. Interest is calculated daily. You can make overpayments and underpayments and even take payment holidays.

The Derbyshire also has the following Buy to Let mortgages:

• Discount
• Fixed

Discount: your initial rate is set at a discount off the Society’s standard variable rate for 3 years. After the discount period has finished your mortgage will revert to the Society’s standard variable rate.

An application fee is applicable. Early repayment charges apply. Interest is calculated daily. You can make overpayments and underpayments and even take payment holidays.

Fixed: your initial rate is fixed for the first 3 years. After the fixed period has finished your mortgage will revert to the Society’s standard variable rate.

An application fee is applicable. Early repayment charges apply. Interest is calculated daily. You can make overpayments and underpayments and even take payment holidays.