The Co-operative Bank

First Time Buyer’s Flexible 3 year discounted rate: your initial rate is set at a discount off the Bank’s standard variable rate for the first 3 years. After the discount period has finished your mortgage will revert to the standard variable rate.

There is an early repayment charge if you make a payment of more than 10% of the original loan or repay the loan in full within in the discount period.

This mortgage is flexible so you can make overpayments, underpayments or take a repayment holiday. An acceptance fee is payable. Interest is calculated daily.

6 month Discounted Rate: your initial rate is set at a discount off the Bank’s standard variable rate for the first 6 months. Your initial rate will also depend on how much you want to borrow compared to the value of the property you are trying to buy. After the discount period has finished your mortgage will revert to the standard variable rate.

An early repayment charge may apply. This mortgage is flexible so you can make overpayments, underpayments or take a repayment holiday

There is no acceptance fee. Interest is calculated daily.

Discount Rate: your initial rate is set at a discount off the Bank’s standard variable rate for an agreed period. The Co-Operative Bank has discount mortgages for 2 and 3 years. After the discount period has finished your mortgage will revert to the standard variable rate.

There is an early repayment charge if you make a payment of more than 10% of the original loan or repay the loan in full within in the discount period

This mortgage is flexible so you can make overpayments, underpayments. There is no acceptance fee. Interest is calculated daily.

5 year Fee Free Fixed Rate: your initial rate is fixed for the first 5 years. Co-Operative Bank offer fixed mortgages for 5 and 10 years. After the fixed rate period has finished your mortgage will revert to the standard variable rate.

There is an early repayment charge if you make a payment of more than 10% of the original loan or repay the loan in full within in the fixed period.

This mortgage is flexible so you can make overpayments, underpayments. There is no acceptance fee. Interest is calculated daily.

Fixed Rate: your initial rate is fixed for an agreed period. After the fixed rate period has finished your mortgage will revert to the standard variable rate.

There is an early repayment charge if you make a payment of more than 10% of the original loan or repay the loan in full within in the fixed period.

This mortgage is flexible so you can make overpayments, underpayments. There is no acceptance fee. Interest is calculated daily.

If you are interested in a mortgage quotation including those offered by The Co-operative Bank please complete our quick enquiry form.