Clydesdale Bank

Fixed Mortgage: your initial rate will depend on how much you want to borrow. It will be fixed for an agreed period. After the fixed rate period has finished your mortgage will revert to the Society’s standard variable rate for the remainder of the mortgage term.

There is an arrangement fee. There is a booking fee. An early repayment charge may apply.

First Time Buyers and people wanting to re-mortgage may be eligible for different rates.

Offset Mortgage: your mortgage will be set at a variable rate which will depend on how much you want to borrow. Your mortgage is linked to your current and savings account. Instead of earning interest on your savings, you pay less interest on your mortgage. Your accounts are offset against your mortgage balance so that you pay interest on the difference.

This product is flexible – you can make overpayments, underpayments or take payment holidays (as long as you have made previous overpayments)

Take advantage of Clydesdale switching package – for re-mortgages. This is a tax effective mortgage. You can borrow up to 95% LTV. There is an arrangement fee. There is no early repayment charge.

Flexible Payment Mortgage: your mortgage will be set at a variable rate which will depend on how much you want to borrow. This product is flexible – you can make overpayments, underpayments or take payment holidays (as long as you have made previous overpayments)

Take advantage of Clydesdale switching package – for re-mortgages. This is a tax effective mortgage. You can borrow up to 95% LTV. There is an arrangement fee. There is no early repayment charge. Interest is calculated daily.

Investment Housing Loans (Buy to Let): these are available at both fixed rate and the Society’s standard variable rate. Your rate will also depend on the amount you want to borrow. You can use this type of mortgage to buy more than one property. This type of loan is not intended for commercial purposes.

There is an arrangement fee. There is a booking fee. An early repayment charge may apply. First Time Buyers and people wanting to re-mortgage may be eligible for different rates.

If you are interested in a mortgage quotation including those offered by Clydesdale Bank please complete our quick enquiry form.

Clydesdale Bank also offers the following mortgages:

Current Account Mortgage: your mortgage will be set at a variable rate which will depend on how much you want to borrow. A Current Account Mortgage combines your current account, personal loan, overdraft and mortgage into one flexible account. Instead of earning interest on your savings you pay less interest on your mortgage.

This is a tax effective mortgage. You can borrow up to 95% LTV. There is an arrangement fee. There is no early repayment charge.

Clydesdale have two Current Account Mortgages: Rapid Repay and Flexible Repay.

Further borrowing will be set at the same rate as your mortgage