Capital Home Loans

Buy to Let Fixed: your mortgage will be fixed at a set rate. After the fixed period has finished your rate will revert to the Bank base rate plus a set charge. The maximum loan is 85% LTV. There is an early repayment charge during the fixed rate period. A completion fee is payable.

Buy to Let Flexible Tracker: your mortgage is set according to the Bank base rate plus a charge for a set period. After the flexible tracker period has finished your rate will revert to the Bank base rate plus a higher charge.

There is also a mortgage product that tracks the Bank base rate for the entire term. The maximum loan depends on which flexible tracker product you choose. There is an early repayment charge. A completion fee is payable.

Self Certification: these products are only available for the self employed. You can choose between fixed, discount flexible and flexible self certification mortgages:

Fixed: your rate will be fixed for an agreed period. After this your mortgage will track the Bank base rate plus a charge.

Flexible Discount: your mortgage is set according to the Bank base rate plus a charge for a set period. After the flexible tracker discount period has finished your rate will revert to the Bank base rate plus a higher charge.

Flexible Term: your mortgage is set according to the Bank base rate plus a charge for a term of your mortgage.

The maximum loan depends on which self certification product you choose. There is an early repayment charge. A completion fee is payable. You will need to have been self employed for at least 1 year.

Full status products: you can choose between two flexible tracker products:

Flexible: your mortgage is set according to the Bank base rate plus a charge for an agreed period. After the tracker period has finished your rate will be set at the Bank base rate plus a higher set charge.

Flexible Term: your mortgage is set according to the Bank base rate plus a charge for a term of your mortgage.

The maximum loan depends on which full status product you choose. There is an no early repayment charge. A completion fee is payable. Minimum period of employment is 3 months. If you are interested in a mortgage quotation including those offered by Capital Home Loans please complete our quick enquiry form.

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