Britannia Building Society

Flexible: with this types if mortgage you decide if you want to overpay or underpay. You could pay off your mortgage early saving yourself money or choose instead to take a payment holiday, so that you can take a break from regular mortgage payments. A flexible re-mortgage option is also available.

The rate is set according to the Bank of England base rate, plus a charge set by the society, for the term of the mortgage.

Application and administration charges will apply (there is no application fee for the re-mortgage product).

There is no early repayment charge.

Offset: this type of mortgage links your Britannia savings account with your mortgage. You won’t receive interest on your savings but your account is offset against your mortgage so you could potentially pay less.

The rate is set according to the Bank of England base rate, plus a charge set by the society, for the term of the mortgage.

Application and administration charges will apply (there is no application fee for the re-mortgage product).

There is no early repayment charge.

Standard Variable Rate: as the name suggests this type of mortgage is set at Britannia’s standard variable rate. There is no arrangement fee.

There is no early repayment charge. An administration fee is applicable.

Tracker: your mortgage rate tracks the Bank of England base rate. You can choose from a 2 year discount, 2 year discount re-mortgage or a lifetime tracker mortgage. The discount is set off the Bank of England base rate for the first 2 years and then reverts to a rate above the base rate. The lifetime mortgage is set according to the Bank of England base rate plus a charge for the mortgage term.

There is no early repayment charge. Application and administration charges will apply.

If you are interested in a mortgage quotation including those offered by Britannia please complete our quick enquiry form.