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Bristol & West

Bristol & West is part of the Bank of Ireland UK financial services group.

Bristol & West offers a range of financial products and services to private individuals, professional intermediaries and businesses.

Bristol & West have the following types of mortgages:

  • Fixed Rate
  • Variable Rate
  • Standard Variable Rate
  • Buy to Let


An arrangement fee is applicable on most of the mortgages offered below.

Other fees vary according to which product you choose. The amount you can borrow depends on which product you choose.

Bristol & West Mortgage Products
   

Fixed Rate: your mortgage rate will be fixed for an agreed period of time. Bristol & West have fixed rate mortgages for 2, 3 and 5 years. Each product will then revert to the Standard Variable Rate for the rest of the mortgage term once the fixed rate period has finished.

Variable Rate: your mortgage rate is linked to Bristol & West’s standard variable rate (which is set according to the Bank of England base rate). The rate can either move up or down according to interest rates. You need to ensure you can afford a higher payment if interest rates increase. Rates are set at a discount off the standard variable rate for an agreed period (2 years). After the discount period has finished the rate will then revert to the standard variable rate for the rest of the mortgage term.

An arrangement fee is applicable. Other fees vary according to which product you choose. The amount you can borrow depends on which product you choose.

Standard Variable Rate: your mortgage rate is linked to the Bank of England of base rate. The rate can either move up or down according to interest rates. You need to ensure you can afford a higher payment if interest rates increase. There is no arrangement fee. Other fees may be waived.

Buy to Let: these type of mortgages are for people who want to buy another property with a view to letting it out. Bristol & West has the following types of Buy to Let mortgages:

  • 3 or 5 year fixed mortgages
  • Variable

After the fixed rate or variable discount period has finished the mortgage rate reverts to a variable rate set above the Bank of England base rate.

Fees and charges are different depending on which product you choose.

If you are interested in a mortgage quotation including those offered by the Bristol & West please complete our quick enquiry form.

Current Bristol & West Mortgage Offers

Bristol & West Mortgage News
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All copyright and trademarks are respected and the property of the company described herein. Mortgages.co.uk and Financial Services Net Ltd is not connected with, nor represents, the company described in this directory.

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