New Mortgage Guides

Other Mortgage Guides

Mortgage Types

Mortgage Tools

Bank of Scotland

The Bank of Scotland was founded in 1695. It grew rapidly in the 20th century and it merged with Halifax to form HBOS in September 2001. It has assets of over £440 billion and it is the UK's largest mortgage and savings provider.

HBOS has around 2.5 million private shareholders and is the largest private shareholder register in the UK. Profit before Tax for the year ended 31st December 2004 was £4.6 billion.

It provides home owner mortgages through the Halifax. Please see the Halifax for the types of mortgage they offer. Bank of Scotland, however, does offer business mortgages directly. You can choose from:

  • Commercial Mortgages
  • Property Finance
  • Smartfinance
  • Marine Mortgages

Bank of Scotland Mortgage Products
   

Commercial Mortgages: these are flexible mortgages and you can choose from a fixed or variable rate. You can choose between interest only and capital repayment methods. These products are flexible and you can take repayment holidays if you want to.

Property Finance: these are products designed to suit individual industry sectors. These include: residential, commercial, professional practices, health care, hotels and licensed trade, day nurseries and licensed schools, offices, industrial and retail.
Smartfinance: this is a business mortgage linked to a choice of current accounts. You can either pay off your mortgage early or have lower payments as you go along.

Marine Mortgage: this type of mortgage finance is specifically for marine living, from dinghies to luxury yachts.

If you are interested in a mortgage quotation including those offered by the Bank of Scotland please complete our quick enquiry form.
Current Bank of Scotland Mortgage Offers

Bank of Scotland Mortgage News
  Back to Mortgage Lenders
There are currently no Bank of Scotland (HBOS) news articles within the mortgages news archive.

All copyright and trademarks are respected and the property of the company described herein. Mortgages.co.uk and Financial Services Net Ltd is not connected with, nor represents, the company described in this directory.

Mortgage lenders

Browse mortgage lender offersMortgage Rates by Lender

  • Browse current mortgage offers from over 90 lenders.
Browse

Worried about mortgage repayments?Worried about Mortgage Repayments?

  • Join our petition to Government to bail out burdened individuals, not just banks.
Sign the petition

Free mortgage quoteFree Mortgage Quote

Apply Here

Mortgages in Scotland Mortgages in Scotland

Read More

Equity releaseEquity Release

  • Unlock equity in your home.
Apply Here

Switching mortgagesSwitching Mortgages

Read More

Home reversion plansHome Reversion Plans

Apply Here

Commercial mortgages Commercial Mortgages

  • Commercial property loans
  • Starting a business?
Apply Here

Arrears & CCJs?

  • Remortgages
  • Sub prime mortgages
  • Arrears, CCJs
  • Self certification
  • Debt consolidation
Apply Now

Protect your mortgageProtect Your Mortgage

  • 3 months free mortgage protection cover
Apply Now

Mortgage Newsletter