Valuation and Survey fees
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Valuation and Survey fees
Mortgage lenders need to have the property being lent against valued. This is in order to protect them from negative equity, and to make sure their mortgage is secure.
The borrower is usually expected to pay the valuation fee up front, when they put the application form in.
Most lenders charge valuation fees at the same sort of level, but some will not refund if the mortgage fails to complete. Some lenders will pay valuation fees.
Asking the surveyor to carry out your personal survey at the same time as the lender valuation can save money, and guarantee your peace of mind about the value of the property.
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