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USA Mortgage Rates and Terms by State
Mortgage interest rates and loan to values (LTV) vary in the USA, by state. Hence, each state has it's own seperate criteria that have to be met.
For states including Florida, New York City, Arizona, California, Nevada, Colorado, Hawaii, Massachusetts, North and South Carolina, New Jersey, Texas and Virginia, the following basic facts apply:
- Max Loan to Value: 70% LTV
- Max term: 40 years
- Minimum Loan: £ 36,200
- Mortgages available: Repayment and interest only
Please note, all overseas interest only loans must be secured with a suitable “repayment vehicle “ acceptable to the lender. All loans are full status unless stated.
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