Mortgages In Cyprus - Fees
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Cyprus Mortgage Fees
Most lenders charge a minimum of 1% arrangement fee, but this can be up to 1.5% if finance is required in a currency other than CYP£.
A transfer fee is payable at completion between 3% - 8% depending on property value.
Annual Tax is payable between 0% - 3.5% per £1,000 CYP depending on property value.
Stamp Duty is payable at c1.50 per £1,000 up to £100,000 property value or c£2 per £1,000 if property value exceeds £100,000.
| Lender | Max Loan | Rate | Bank Fee | Max Term |
| Typical Cyprus Rates | 70% | 5.10% | 1% | 30 years |
| Bank of Cyprus | 60% | 5.50% | 1% - 1.5% | 15 years |
| Laiki Bank | 70% | 4.25% | 1% | 25 years |
| Hellenic Bank | 70% | 4.25% | 1% | 10 years |
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