Compare Fixed Rate Mortgages
Fixed Rate
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Fixed-rate mortgages

Fixed-rate mortgages are the most popular type of mortgage among UK homeowners. The advantage of them is that the amount you pay each month will stay the same for the period of the fixed-rate loan.

This is particularly useful for those on a tight budget and those who would struggle to keep up with their mortgage repayments if interest rates rose.

You can generally apply for two, three or five fixed-rate mortgages – although one or two lenders are also offering ten-year fixed-rate mortgages.

Although the interest rates are usually lower for shorter fixed-rate mortgages, bear in mind that the longer you fix for, the fewer times you will need to remortgage and therefore the fewer fees you will have to pay.  

You can compare fixed-rate mortgages in our tables below.

 
 
Lender Initial Rate Duration Standard Rate Overall Cost For Comparison Max Loan To Value Fee
1.99%2 years3.94%3.7% APR60%£1499
2.45%2 years5.69%5.4% APR75%£999
2.49%2 years4.99%4.7% APR70%£499
2.59%2 years5.64%5.1% APR75%£990
2.59%3 Years4.99%4.4% APR60%£598
2.65%3 years5.49%4.8% APR75%Nil
2.65%2 Years5.69%5.5% APR75%£999
2.69%2 years4.99%5% APR75%£795
2.74%To Mar 20144.99%4.8% APR75%Nil
2.89%2 years4.99%4.7% APR75%£795
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