Current Mortgage Rates and Offers

Getting the most competitive mortgage rate on the market, whether you are a first-time buyer or a homeowner looking for a remortgage, is essential to keeping repayments low and not paying over the odds.

There is intense competition between lenders which means new mortgage deals and offers are introduced into the market every week. It's especially important to keep an eye on the latest best buys if you are nearing the end of your current arrangement or looking to take out a new one.

The huge number of mortgage lenders in the market can be overwhelming. Our table of top mortgage offers drawn from across the whole market compares the latest fixed rate mortgages, tracker, discount and offset products.

You can identify leading lenders, their initial rates, how long the deal lasts, standard interest rates, overall costs, maximum loan-to-values and the fees charged across each of the best buy mortgages. To check what your repayments will be, based on the interest rate, and the amount you need to borrow, go to our mortgage calculator.