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Financial Services > Mortgages > Commercial Mortgages > Raising a 100 per cent Commercial Mortgage

Raising a 100 per cent Commercial Mortgage

Although a 100 per cent commercial mortgage may sound daunting, for many small and medium sized businesses it is the finance they need to start up or make improvements. However, if your funds are tied up in property or other assets and depending on what type of business you are starting, a 100 per cent mortgage could be a possibility.

Professional businesses are most likely to be able to raise a commercial mortgage. For instance, accountants, doctors, veterinary surgeries and solicitors may be granted a 100 per cent commercial mortgage. Some commercial lenders will consider other businesses, non-professional businesses.

100 per cent commercial mortgages use the security of the property you are trying to purchase combined with any assets that you are willing to provide in lieu of a normal cash deposit. These could include residential property, commercial property, or land with a realisable value.

When it comes to raising a 100 per cent commercial mortgage, additional fees may also apply, including legal and valuation fees. Provided there is sufficient security, these can be added to the mortgage total.

If you are looking to borrow money for any type of property for any purpose, or for business or mortgage advice, please complete a Mortgage Enquiry Form below and we will arrange for one of our specialist mortgage advisers to contact you. Alternatively, you can call us on 0845 108 0505.

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