Mortgage Calculator

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Financial Services > Mortgages > Mortgage Calculator > Mortgage Calculator

Whether you are a first time buyer or looking to re-mortgage, it is important that you get a realistic indication of your maximum borrowing limit and your likely repayments. As interest rates can vary, you must be aware that your payments can go up and down over the term of the mortgage.

The cost of your mortgage will also be dependent on certain other factors such as the mortgage term, life insurance and income protection insurance. Also bear in mind different mortgage lenders will calculate repayments in different ways, for example daily, monthly or yearly. However for an accurate calculation the APR figure must be used.

Please use our payment calculator to get an approximation of what your monthly payments will be. Also note that this calculation is for illustration purposes. For a more detailed quote please seek independent financial advice.

How do I use the calculator?

Stamp Duty Calculator

For more stamp duty information including current stamp duty rates please see our stamp duty guide.

Deposit Calculator

Enter the price of the property you would like to purchase and the percentage of deposit required. The amount of deposit in pounds (sterling) will then be displayed.

For more information on mortgage costs and fees, see our mortgage fees guide.