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Maximum Borrowing Calculator
Use our Maxiumum Borrowing Calculator to get an idea of the maximum mortgage amount you will be able to borrow based on your income. Browse mortgage lenders offering mortgage products with a Loan-to-Value (LTV) to suit your requirements and enquire online.
As a homeowner, understanding your maximum borrowing limit is a useful way of planning your mortgage or remortgage. If you are a first-time buyer, calculating your maximum borrowing limit allows you to research accurately the type of house you can afford to purchase, and also what your monthly repayments are likely to be once you find a mortgage.
For remortgage customers and those looking to switch their mortgage, understanding how much money is available to you can also help when budgeting and researching deals. Knowing and understanding your maximum borrowing limit is one way of learning more about your mortgage loan, and the best way to manage it.
Please make use of our maximum borrowing calculator to assess your maximum level of mortgage borrowing. Please note that these calculations are for information purposes only, for a more detailed quote seek independent financial advice.
You may wish to try the international borrowing calculator if you're looking for a property abroad.
Borrowing News
- Strong mortgage borrowing predicted to continue
- Borrowers prefer fixed mortgage rate products
- Mortgage payments taking more of borrowers' income, study shows
- Ten-year fixed-rate mortgages attractive to UK borrowers
- Fixed-rate mortgages coming to an end, borrowers facing fees
- Mortgage borrowers varied, expert claims
- Buy-to-let borrowers could face hefty fines, expert states
- Rate rise affects mortgage borrowers
- Wealthy borrowers urged to consider offset mortgages
- GBP1000 plus increases for mortgages borrowers when deals expire
- Interest rate warning for borrowers
- Borrowers face fixed-rate mortgage rise, expert claims
- Many mortgage borrowers affected by rate rise, CML says
- MPC's decision "good news for borrowers"
- Kensington mortgages target prime borrowers
- What does the interest rate increase mean for mortgage borrowers
- Borrowers still face exit fees, expert warns
- Rate decision delaying inevitable, mortgage borrowers warned
- Mortgage borrowers warned about fees
- Mortgage application fees warning for borrowers
- Borrowers should be careful with their mortgage, expert claims
- Advice for interest-only borrowers
- Flexible mortgages give borrowers a break
- Saving and borrowing combined with offset mortgage
- Unemployment concerns prompt fears for UK mortgage borrowers
- Mortgage borrowing breaks January records
- Mortgage borrowing rises again, confirms Council of Mortgage Lenders
- Building Society borrowers protects from base rate rise, expert claims
- New savings option for borrowers
- Mortgage borrowing beginning to level out, expert claims
- Cash prize if mortgage borrowers can find better mortgage rates
- Budget carefully, endowment mortgage borrowers told
- Interest rates could hit 7.5 per cent, mortgage borrowers told
- Mortgage borrowers investing back
- Charcol remortgage deal for big borrowers
- Overpay your mortgage, borrowers urged