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Financial Services > Mortgages > Bad Credit Mortgages > Mortgages and Poor Credit Ratings

Mortgages and Poor Credit Ratings

More and more people today are experiencing problems resulting from having had financial difficulties in the past.

It can be surprisingly easy to be given a bad credit rating which can affect the ability to borrow money far into the future.

Many people can then have problems getting a mortgage or a re-mortgage, often regardless of their current financial situation. Some lenders may automatically reject an application from someone with a poor credit rating. The rejection itself may then in turn be recorded as part of the credit rating which can then make it even more difficult to secure a loan or a mortgage.

However, mortgages and re-mortgages are available for those with credit problems, IVAs, CCJs and past or current bankruptcy; but it is a good idea to approach a specialist mortgage provider to avoid damaging a credit rating any further. Our mortgage advisers are experienced in dealing with providers who are sympathetic in this situation and can offer a fair deal, rather than take advantage of the fact that options may be limited.

Click on the links to find out more or let us find the best possible mortgage for you, whatever the circumstances – whether it is a recent or past financial problem or an unjustified bad credit rating. Please use our Mortgage Enquiry Form below and one of our experts will contact you. Alternatively, you can give us a call on 0845 108 0505.

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