Investment Property

Buying a commercial property as an investment can be a sensible way to build an asset while accumulating capital. Be it office space, retail, a warehouse or industrial premises for the purpose of letting under formal tenancy agreements, commercial property can generate profit beyond mortgage repayments.

Commercial lenders and high street banks offer loans structured to suit the situation. You should reckon on having to provide a deposit of between 20 and 30% of the property value. Lenders will look for a variety of things before providing your loan, for instance your experience as a landlord, the location and type of the investment property, the amount of deposit you can provide, your credit history, and usually a survey of the land and buildings you intend to purchase.

If you are looking to borrow money for any type of property for any purpose, or for business or mortgage advice, please complete a Mortgage Enquiry Form and we will arrange for one of our specialist mortgage advisers to contact you.