Privacy Policy
Financial Services Net Limited (and all
Trading Styles) (we or us) take your privacy seriously. This Privacy
Policy explains the steps we take to ensure information about you is
kept secure and confidential.
Please read this Privacy Policy carefully as once you use our
website services (Services) you will be regarded as having read and
accepted this Privacy Policy. You must not use our website or our
Services if you do not accept this Privacy Policy.
Financial Services Net Limited (company number 03065112) is the data
controller in relation to the Services and your personal data. Our
registered address is 100 Barbirolli Square, Manchester, M2 3AB. If you
have any queries relating to our use of your personal data or any other
data protection issues, please contact our Data Protection Officer at dpo@financialservices.co.uk
The information we collect
We may collect personal information about you which you give to us
when you use our Services. The provision of the Services to you may also
require us to store details of your transactions, together with details
of your financial information. We will periodically review your
personal information to ensure that we do not keep it for longer than is
necessary.
Purposes for which we use information about you
We may use your personal information for the following purposes:
- to enable you to access and use the Services; and/or
- to personalise aspects of our overall service to you; and/or
- to communicate with you; and/or
- to process a transaction between you and a third party.
Passing on information about you
Please be aware that once you use our Services, you will be regarded
as having given your consent to us disclosing your personal information
to the following parties:
- third party providers whose products or services are listed on
the results pages of the channels on our website, for the purposes of
obtaining an online quotation for you or comparing different products
and services as requested by you;
- The Financial Services Authority and/or other regulatory/governing bodies for the purposes of compliance monitoring;
- other
third parties either where necessary for those third parties to provide
additional products or services requested by you or with your prior
consent.
Informing you of offers and services which may be of interest
We would like to keep you updated by phone, e-mail or text of other
products and services which we feel you may benefit from. For example,
we may e-mail you letting you know how you could save money by switching
product and services. Wherever we capture your data you will be asked
to confirm your acceptance of us using your data for these purposes.
Unless you untick the box to state otherwise, you consent to us
disclosing your personal information to the following parties:
- other companies in the Financial Services Net Limited Group of companies; and
- our trusted business partners, whose products and services may save you money.
You
can ask us to stop passing your information to third parties for
marketing purposes at any time, which we will do. Such a request may
result in us ceasing to offer the Services to you.
We may disclose information about you in connection with legal
proceedings or potential legal proceedings or if otherwise permitted to
do so by law.
Improving our Service to you
In order to ensure the Services we provide you continue to meet your
needs we may ask you for feedback on your experience of using the site.
Where we do, such data will only be used as part of our programme of
continuous improvement and will not be published on the site. When using
our Service, we may also use the data submitted by you to perform user
analysis with a specialist third party, to ensure we continue to provide
you with the best possible service.
Electronic Communications
When you agree to receive any electronic communications from us, you
also agree to receive additional communications on products and services
which we believe you may be interested in. Any electronic
communications we send you will include clear and concise instructions
to follow should you wish to unsubscribe at any time.
Third party providers and data privacy
If you decide to enter into a contract with a third party provider
through a channel on our website, the information you have provided to
us together with any further information requested by, and supplied by
you to, the third party provider will be held by the provider for the
purposes set out in that provider's privacy policy. Therefore, you are
strongly advised to read your chosen provider's privacy policy and
satisfy yourself as to the purposes for which the provider will use your
personal information before entering into the contract. We have no
responsibility for the uses to which a provider puts your personal
information once you have contracted with that provider.
Advertisements
The advertisements that you see displayed on this website are
delivered on our behalf by a third party advertising company. No
personal data for example your name, address, email address or telephone
number are used during the course of serving our advertising, but, on
our behalf, our third-party advertiser may place or recognize a unique
cookie on your browser. This cookie does not collect personal data about
you nor is it linked to any personal data about you. If you would like
more information about this practice and to know your choices about not
having this information used by this company, please click here: http://www.doubleclick.net/us/corporate/privacy
Security
Our website is a secure and keeping information about you secure is
very important to us. However, no data transmission over the internet
can be guaranteed to be totally secure. As a result, whilst we strive to
protect your personal information, we cannot ensure or warrant the
security of any information which you send to us, and you do so at your
own risk.
Cookies
A cookie is a very small text file placed on your computer by a web
browser, which has been sent by a web server. It is essentially an
identification card relating to you. The main purpose of our cookies is
to identify you when you visit our website. Each time your browser
requests a web page from our server, the browser sends the information
in the text file back to the server and lets the server know that you
have returned to that web page. We use cookies to provide you with a
better service tailored to suit you. We will store your cookies for a
maximum of three months.
Cookies help you to save time. For example, if you register for our
Services, a cookie helps us to remember who you are and what your
preferences are. Next time you return, we can fill in any questions that
you have already answered. The more you tell us about yourself, the
more we can help to find information or products you want.
If you do not accept incoming cookies then the performance of our
website on your system will not be to full standard or our website may
not serve at all.
Transferring your information abroad
Information supplied by you to us will only be transferred abroad by
us or our agents for the purpose of performing contractual obligations
to you, or when you have given your prior consent to such transfer.
Your Rights
You have certain rights under the Data Protection Act 1998. For
example, we will always let you have a copy of all personal information
we have about you should you request it. We may charge you a fee for a
copy of such information.